Simplify Business Funding in South Africa
Navigate the financial terrain with South Africa’s trusted business finance brokerage. We match you with the right funders for your unique needs.
About Overflow Direct
A brokerage aligned with the alternative lending space in South Africa, with years of experience and relationships built with various funders.
Our Mission
Our mission is to provide business owners in South Africa a one stop shop for their finance requirements. To navigate the financial terrain on their behalf and match them with the correct funders for their requirements.
Our Vision
To be the number one business finance brokerage in South Africa. To use our years of experience and expertise to align you with the correct finance for your business. Creating life long relationships with our clients and funders and to be a part of each businesses growth.
Business to Consumer
All client facing & retail businesses
Business to Business
Suppliers and Manufacturers into the retail industry
Service Industries
Our Financial Services
Merchant Cash Advance
Get access to unsecured cash injection of up to one month’s turnover within 48 hours.
Amount: Up to 1 month turnover
Terms: 3 to 12 months
Pricing: 2 to 5% per month
Turnaround: 24-48 Hours
Shari'ah Compliant Finance
Amount: Up to 1 month turnover
Terms: 3 to 12 months
Pricing:Score-based application
Turnaround: 24-48 Hours
Medical Practice Finance
Amount: Up to 200% monthly turnover
Terms: 3 to 18 months
Pricing:Score-based application
Turnaround: 24-48 Hours
Bridging Finance
Capital injection with 90-day payment break, then choose settlement or MCA transition.
Payment Break: 90 Days
Min Trading: 3 Years
Min Turnover: R3 Million
Settlement: 12% Fixed markup
Line of Credit
Flexible cashflow improvement up to R5 million. Pay only for what you use when you use it.
Maximum: R5 Million
Usage: Pay as you use
Flexibility: On-demand access
Cost: Per withdrawal
Asset Finance
Flexible funding solution to purchase equipment, vehicles, machinery, technology, and property.
Why Choose Overflow Direct?
We navigate the financial field on your behalf, ensuring you’re correctly placed with funders that meet your unique needs.
Fast Approval
24-48 hour turnaround time for most funding solutions.
Minimal Documentation
Streamlined application process with minimal paperwork required.
Trusted Expertise
Years of experience and established relationships with funders.
Ongoing Support
Building lifelong relationships and supporting your business growth.
Ready to Get Started?
Join thousands of South African businesses who trust us for their funding needs. Our expert team is ready to find the perfect financial solution for your business.
